Why subscribe?

Subscribe to get full access to the newsletter and Slack Group. My goal is to teach you how to earn $10K+ in 12 months via Credit Card churning and Manufactured Spending.

Ultimately? Each person should start their own scalable biz, as that will make this game 1000 times easier.

Don’t know where to start? I recommend Amazon FBA as a great first business. Highly recommend the BowTiedMahi Arbitrage Tactics guide.


5/24: Infamous Chase 5/24 Rule

AF: Annual Fee

AU: Authorized User

CDC: Citi Double Cash

CIC: Chase Ink Cash

CIP: Chase Ink Preferred

CIU: Chase Ink Unlimited

CL: Credit Limit

CPP: Cents Per Point

CSP: Chase Sapphire Preferred

CSR: Chase Sapphire Reserve

DC: Double Cash

DP: Data Point

FLUZ: Fantastic App, critical component of this game

GC: Gift Card

HP: Hard Pull

HUCA: Hang up and call again, common tactic when dealing with uncooperative customer service reps

MCC: Merchant Category Code (helps credit card companies identify the category for purchases eg office supply, restaurant, grocery, etc)

MCGC: MasterCard Gift Card

MO: Money Order

MR: Amex Membership Reward Points

MS: Manufactured Spending

NLL: No Lifetime Language (Way to get Amex SUBs multiple times)

P2/P3/P4: Another player.  Usually significant other or relative that will let you apply to cards in their name for additional points

RECON: reconsideration line, to try to get approved after a denial

SUB: sign up bonus

TYP: Citi Thank You Points

UR: Chase Ultimate Reward Points


Nothing here is to be deemed legal or financial advice in any way.

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Earn your first $10K+ WiFi money through credit card churning. Inspired by @BowTiedBull


Earn you first $10K+ WiFi money through credit card churning. Inspired by @BowTiedBull